With experience since 1990, you can be certain that your financing is in the right hands. Our loans get closed…and get closed fast! We pride ourselves on going a step above the competition and make certain that every client is 100%+ Satisfied!

Call for a Current rate Quote. Our Fixed Rate, Adjustable Rate and Portfolio Loan Rates are extremely competitive. We also offer No Cost Loans for qualified loans.*

*rates are usually higher for No Cost Loans and not possible on all loan programs. Minimum Loan amounts may apply.

Northpoint Lending Norhtpoint Lending

Product Information

We Offer an extensive Product Line for your Purchase or Refinance. We also offer Home Equity Lines of Credit:

Fixed Rate Loans 15, 20, 30 and 40 Year Terms

Fixed rate loans offer a fixed monthly payment for the entire term of the loan. For example, a 30 year fixed rate loan offers a fixed payment amount for the entire 30 year term. Of course any real estate taxes, insurance or association dues are separate.

Adjustable Rate Loans 3, 5, 7 and 10 Year Arms

Adjustable rate loans a 30 year terms with an initial fixed rate period. For example, a 5/1 Arm has a fixed rate and payment for the first 5 years, after that time the rate can adjust and the monthly payment can also go up or down.

FHA Loans ?3.5% Low Down Payment Loans

FHA loans are government loans which allow flexible underwriting including a low down payment of 3.5%. FHA loans come in either a fixed rate or adjustable rate.

Reverse Mortgages

Reverse Mortgages are loan products for individuals over the age of 62. The loan available is based upon the age of the borrower and the appraised value of the home. Other restrictions may apply, however, No Payments are required until the death of the borrower. There is No Credit or Income qualification to obtain this type of loan.

Portfolio Loans

Our Portfolio Loans provide Jumbo Loans up to 90% of the value of your home. These types of loans may offer much lower rates than a traditional loan and may also have more flexible guidelines which may help a borrower qualify for a loan that traditional lenders may not approve.

Jumbo Loans

Jumbo Loans are loans over $417,000. We offer extremely competitive rates for Jumbo Loans up to $8,000,000. Our rates typically will be lower than a traditional local bank because we work with lenders who specialize in Jumbo Residential lending. We are EXPERTS in Jumbo Lending and working with a HIGH NET WORTH CLIENT who may be self employed.

Home Equity Lines of Credit

We have several Home Equity Lenders and offer up to 89.99% of your home’s value for purchase transactions. We also offer “piggyback?loans which can help avoid MI and also avoid the Jumbo Loan threshold of $417,000.

Loans in Illinois, Wisconsin & Michigan

Contact our Experienced team at info@northpointlending.com to discuss your situation. There no obligation and it's FREE. Credit Checks are available for applicants for a small fee.

Call Us: 847.729.1400

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